Freak Out

I'm trying to not freak out right now. I called to 'verify benefits' with our insurance company and I was sent to a page that said this:

Aetna policies typically exclude coverage for services, treatment, education testing, or training related to learning disabilities or developmental delays.  When the policy has such an exclusion, occupational therapy is not covered when the primary or the only diagnosis for a member is mental retardation or a learning disability such as a perceptual handicap, brain damage not caused by accidental injury or illness, minimal brain dysfunction, dyslexia, or developmental delay. 


What the actual fuck!?  They acknowledge that they are learning disabilities, something that places a child at a disadvantage but they refuse to cover it?!

I'm just going to sit here for a moment, cry and then pull up my superhero panties and kick some red tape ass.